Privacy Policy

At LEGACY 3 LLC, we are committed to protecting your privacy and safeguarding your personal information. This Privacy Policy describes how we collect, use, disclose, and protect information when you visit our website or use our services.

1. Information We Collect

Personal Information

We may collect the following types of personal information when you interact with our website or services:

• Contact Information: Name, email address, mailing address, and phone number
• Business Information: Business name, industry, revenue, time in business
• Financial Information: Credit score, bank account information, tax identification number
• Loan Application Data: Requested funding amount, purpose of loan, business documents

Automatically Collected Information

When you visit our website, we may automatically collect certain information, including:

• IP address and device information
• Browser type and version
• Pages visited and time spent on our site
• Referring website addresses
• Cookies and similar tracking technologies

2. How We Use Your Information

We use the information we collect for the following purposes:

• Processing Applications: To evaluate and process your funding requests
• Communication: To respond to inquiries, provide customer support, and send important updates
• Service Improvement: To improve our website, services, and user experience
• Legal Compliance: To comply with applicable laws, regulations, and legal processes
• Fraud Prevention: To detect, prevent, and address fraud and security issues

3. Information Sharing and Disclosure

We do not sell your personal information to third parties. We may share your information in the following limited circumstances:

Service Providers

We may share information with trusted third-party service providers who assist us in operating our business, such as:

• Payment processors
• Credit bureaus and underwriting services
• Technology and hosting providers
• Professional advisors (lawyers, accountants)

Legal Requirements

We may disclose your information if required by law or in response to valid requests by public authorities (e.g., court orders, subpoenas, or government agencies).

Business Transfers

If LEGACY 3 LLC is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

4. SMS & Text Message Communications

If you choose to opt in to receive SMS or text messages from LEGACY 3 LLC, the following terms apply:

Consent to Receive Messages

By providing your mobile phone number and opting in, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from LEGACY 3 LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).

Message Frequency & Costs

• Message frequency varies; you may receive up to 4 messages per month
• Message and data rates may apply based on your mobile carrier's plan
• Carriers are not liable for delayed or undelivered messages

How to Opt Out

Reply STOP to any text message to opt out at any time. After you send the STOP message, we will send you a confirmation message to acknowledge your opt-out request.

How to Get Help

Reply HELP for assistance, or contact us at garry@thelegacy-3.com.

No Purchase Required

Consent is NOT a condition of purchase. You can choose not to opt in to SMS messages and still apply for funding or use our services.

SMS Data Privacy

We do not share your mobile phone number or SMS opt-in information with third parties for their own marketing purposes. Your SMS data is used solely for the purpose of sending you messages from LEGACY 3 LLC.

5. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience, analyze website traffic, and personalize content. You can control cookie preferences through your browser settings, but disabling cookies may limit certain website functionality.

6. Data Security

We implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. These measures include:

• Encryption of sensitive data (SSL/TLS)
• Secure servers and firewalls
• Regular security audits and monitoring
• Access controls and authentication protocols

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

7. Your Rights and Choices

You have certain rights regarding your personal information:

• Access: You may request a copy of the personal information we hold about you
• Correction: You may request that we correct inaccurate or incomplete information
• Deletion: You may request that we delete your personal information (subject to legal obligations)
• Opt-Out: You may opt out of marketing communications at any time

To exercise these rights, please contact us at garry@thelegacy-3.com.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it promptly.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will post the updated policy on our website with a revised "Last Updated" date. Your continued use of our services after any changes indicates your acceptance of the updated policy.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

By using our website and services, you acknowledge that you have read and understood this Privacy Policy.